Third party car insurance covers damage to others as a Third Party Only (TPO) cover is the minimum insurance Irish law requires you have to be able to drive in Ireland. The Driving Other People’s Car section of your policy will only include third party cover. This is to ensure you have full cover when you need it. If you’ll need to use the car regularly, it really is worth becoming a named driver on the policy. Implications for the availability of this cover, or may even impact you in the If you regularly share the car with its owner, it may have You can’t just use it to pop to the shops whenever you need. This is useful for emergencies, as adding someone as a named driver can be a lengthy process and may cost extra.īut it’s important to remember that Driving Other Cars should only be used for the very occasional or emergency use of another vehicle which is not owned by you – and it only applies where you have the owner’s permission to use their vehicle. If you have a Driving Other People’s Cars cover, you do not need to be a named driver on the car owner’s policy. You should check your policy before you drive, as not all car insurance policies include this section. This means the kind of cover you’ll have will depend on your policy, not the owner of the car’s. When you drive someone else’s car, it will be your own insurance policy which covers you in the event of an accident. This is because standard car insurance policies sold in Ireland usually include a section called Driving Other People’s Cars. It might not be immediately clear, but if you’re over 25 you should be able to drive anyone else’s car who gives you permission. It should go without saying you need the owner’s permission to do so, or else your cover will not be valid. Under standard car insurance policies, you will be okay to drive someone else’s car. Am I covered by my own insurance or the owner of the car I’m driving?.Will my insurance cover me if I drive someone else’s car?.In this article, we’ll answer questions like: ![]() Your insurance will cover you before you jump behind the wheel. Whether for emergencies or sheer flexibility, it’s good to know how It’s very useful to have more than one car at yourĭisposal. ![]() But you need your own car insurance policy in your own name to have cover. Yes, you can drive other people’s cars on most car insurance policies sold in Ireland. Driving other people’s car is sometimes necessary, but are you covered?
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